8919 109TH LANE, SEMINOLE, FL, 33772
Active0 days on marketListed Aug 6, 2026MLS #TB8536433
Come see it
Upcoming open house
Sun, Aug 9
11:00 AM – 1:00 PM
About this home
8919 109TH LANE
Discover the perfect blend of comfort and convenience at 8919 109th Lane in a peaceful Seminole subdivision. This inviting residence offers outstanding curb appeal and welcomes you with a sense of calm from the moment you arrive. Nestled in a non-evacuation zone with no flood insurance required, the home sits ready for a swift closing. Inside, the thoughtfully updated interior spans 1,424 square feet of living space, with an additional 176 square feet of bright, air-conditioned sunroom that brings the total to 1,600 square feet of comfortable, climate-controlled living. Gorgeous laminate flooring flows throughout, while the updated windows fill the spaces with natural light. The renovated kitchen offers modern functionality and a spacious family room and formal dining room create flexible areas for both everyday living and meaningful gatherings. The 2 bedrooms include a private master suite with its own renovated full bath, complemented by a second updated full bathroom. A large one-car garage provides convenient storage and parking. Step outside to your personal backyard oasis, where a beautiful pool anchors a tropical landscape filled with lush greenery. A generous patio and dedicated entertaining area invite relaxed evenings while the fully fenced yard offers privacy and security. This well-maintained home stands as a true opportunity for those seeking a move-in ready retreat in a quiet, established neighborhood.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,424
Sqft
0.16 ac
Lot size
1
Garage
1961
Year built
One
Levels
$327
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,335 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,335/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.2%
Days on market
0 vs 44 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Ridge Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Bay Ridge Estates — neighborhood snapshot
Population
453
Median age
42
Median income
$90,074
Median home value
$269,000
Avg household
2
Households w/ children
29%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $405K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8919 109TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8919 109TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Colleen's phone and CRM.
Straight answers
8919 109TH LANE FAQs
What would the monthly payment be for 8919 109TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,335/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8919 109TH LANE?+
The most recent tax bill on record (2025) was $2,784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8919 109TH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $465,000, this home is listed about 19% above the Seminole median of $390,250. The market section on this page shows how the area is trending.
Which schools are assigned to 8919 109TH LANE?+
Osceola Middle School (middle), Seminole Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$465,000 runs 82% above the SEMINOLE 33772 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Seminole market that averages 44 — if it fits, move quickly.
04Strong assigned schools
Osceola Middle School, Seminole Elementary School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Listing courtesy of CENTURY 21 BEGGINS · Regina Caton. MLS #TB8536433.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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