141 OLD OAK CIRCLE, PALM HARBOR, FL, 34683
Active47 days on marketListed Jun 18, 2026MLS #TB8516934
About this home
141 OLD OAK CIRCLE
Rare opportunities like this don't come along often in Oak Trail. Set on an oversized quarter-acre-plus homesite, this beautifully maintained residence offers 4 bedrooms, 3.5 bathrooms, a three-car garage, a private pool, and one of its most sought-after features - a detached mother-in-law suite/Additional Dwelling Unit (ADU) that provides incredible versatility for multi-generational living or a private workspace. Zoned for top-rated schools, this home delivers the perfect combination of space and flexibility. Recent major updates include a 2020 HVAC system and a 2022 water heater, while the oversized three-car garage provides exceptional storage and convenience. Designed for both everyday living and entertaining, the thoughtfully planned floor plan features multiple gathering spaces filled with natural light. The spacious kitchen serves as the heart of the home, offering granite countertops, stainless steel appliances, abundant cabinetry, and an open view of the main living areas, making it ideal for hosting family and friends. The detached mother-in-law suite/Additional Dwelling Unit (ADU) sets this property apart, providing endless possibilities for multi-generational living, extended guests, a private home office, fitness studio, media room, or creative workspace. Completely separate from the main residence, it offers the flexibility today's buyers are searching for. Step outside to your own private Florida retreat featuring a cathedral-screened pool enclosure, expansive paver patio, and a large fenced backyard with plenty of room to relax or entertain. Located just minutes from Palm Harbor University High School, beautiful Gulf beaches, shopping, dining, and everything Palm Harbor has to offer. Schedule your tour today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,502
Sqft
0.28 ac
Lot size
3
Garage
1989
Year built
One
Levels
$340
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,201 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,201/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$340 vs $261
Days on market
47 vs 48 typical
Where $340/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
201 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 112% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 141 OLD OAK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$835,000
478 OLD OAK CIRCLE · same community
4 bd · 3 ba · 2,536 sqft · $329/sqft · 0 DOM
Sold · Sep ’25$515,000
4736 BRIDLE PATH DRIVE · same community
3 bd · 2 ba · 1,776 sqft · $290/sqft · 34 DOM
Sold · Mar ’26$815,000
3459 SWEETWATER TRAIL
3 bd · 2 ba · 2,502 sqft · $326/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 141 OLD OAK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 141 OLD OAK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Colleen's phone and CRM.
Straight answers
141 OLD OAK CIRCLE FAQs
What would the monthly payment be for 141 OLD OAK CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,201/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 141 OLD OAK CIRCLE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 141 OLD OAK CIRCLE?+
The most recent tax bill on record (2025) was $13,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 141 OLD OAK CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $849,900, this home is listed about 124% above the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 141 OLD OAK CIRCLE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$849,900 runs 112% above the PALM HARBOR 34683 median — but at 2,502 sqft it's also 71% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $875,000, now $849,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jeffrey Borham, PA. MLS #TB8516934.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Harbor homes, in your inbox
Like 141 OLD OAK CIRCLE but not quite? A daily digest of every new listing in Palm Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Colleen to ping you on any price or status change →