
16362 SE 81ST TERRACE, SUMMERFIELD, FL, 34491
Active1 days on marketListed Aug 10, 2026MLS #OM730052
About this home
16362 SE 81ST TERRACE
Virtually Staged. POOL, 3-CAR GARAGE, NO HOA, and over 2,500 SQFT in one of Summerfield's most desirable neighborhoods...what more could you ask for?! Located in the HIGHLY DESIRABLE Orange Blossom neighborhood, this STUNNING 4-bedroom, 3-bath home offers a thoughtfully designed split floor plan that provides the perfect combination of space, privacy, and functionality. From the moment you step inside, the HIGH CEILINGS and abundance of NATURAL LIGHT create a bright, open, and inviting living space, with the added bonus of NO CARPET throughout the home. The kitchen features TONS of cabinet and countertop space, stainless steel appliances, and a large WALK-IN PANTRY providing plenty of additional storage. The oversized primary suite truly feels like its own private retreat, complete with DUAL WALK-IN CLOSETS and a one-of-a-kind primary bathroom featuring a beautiful soaking tub and DOUBLE WALK-IN SHOWER. On the opposite side of the home, you'll find three additional generously sized bedrooms, including a private MOTHER-IN-LAW SUITE with its own full bathroom and direct access to the patio and pool area, making it perfect for extended family, guests, or anyone looking for additional privacy. The home also features a dedicated MUD ROOM and LARGE LAUNDRY ROOM, providing even more space for storage and everyday organization. Step outside and you'll find the Florida lifestyle you've been looking for! The large COVERED AND SCREENED PATIO overlooks the POOL and provides plenty of space for entertaining, relaxing, or enjoying Florida weather year-round. The pool area is made even better with a CUSTOM-BUILT WOOD DECK, and an easily maintained yard allows you to spend more time enjoying your home and less time maintaining it. The MASSIVE 3-CAR GARAGE offers plenty of room for vehicles, storage, hobbies, or recreational equipment. Best of all, you can enjoy all of this with NO HOA while still being just minutes from The Villages Charter School and approximately 15 minutes from Lady Lake, giving you convenient access to shopping, dining, medical facilities, entertainment, and everything The Villages has. If you've been searching for a spacious POOL home with 4 bedrooms, a 3-car garage, NO HOA, a private mother-in-law suite, an incredible primary retreat, and a location that keeps you close to everything, this home checks ALL the boxes. Don't miss your opportunity to make it yours!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,565
Sqft
0.29 ac
Lot size
3
Garage
2014
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,427 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,427/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ORANGE BLOSSOM HILLS
$172 vs $187
Days on market
1 vs 50 typical
Where $172/sqft sits among the 11 homes for sale in ORANGE BLOSSOM HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $256K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
7 of 11
ORANGE BLOSSOM HILLS have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 16362 SE 81ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$399,050
8824 SE 161 PLACE · same community
4 bd · 2 ba · 2,330 sqft · $171/sqft · 56 DOM
Sold · Sep ’25$310,000
8737 SE 156TH STREET · same community
4 bd · 3 ba · 2,848 sqft · $109/sqft · 7 DOM
Sold · Nov ’25$355,650
8724 SE 157TH PLACE · same community
4 bd · 3 ba · 2,115 sqft · $168/sqft · 257 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16362 SE 81ST TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16362 SE 81ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Colleen's phone and CRM.
Straight answers
16362 SE 81ST TERRACE FAQs
What would the monthly payment be for 16362 SE 81ST TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,427/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16362 SE 81ST TERRACE?+
The most recent tax bill on record (2025) was $5,785. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $440,000, this home is listed about 52% above the Summerfield median of $289,750. The market section on this page shows how the area is trending.
Which schools are assigned to 16362 SE 81ST TERRACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$440,000 runs 60% above the SUMMERFIELD 34491 median — but at 2,565 sqft it's also 61% larger than the typical Summerfield listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Summerfield market that averages 50 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Aiyana Ward. MLS #OM730052.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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