1089 BLUE JAY DRIVE, DAVENPORT, FL, 33837
Active1 days on marketListed Aug 10, 2026MLS #O6430555
About this home
1089 BLUE JAY DRIVE
PRICED TO SELL! Nearly new townhome in the gated golf course community of Ridgewood Lakes! Built in 2023, this beautiful 3-bedroom, 2.5-bath home offers modern design, low-maintenance living, and an excellent Davenport location. Step inside to a bright, open-concept floor plan featuring a spacious kitchen with stainless steel appliances, a large center island, ample cabinetry, and plenty of counter space. The kitchen flows seamlessly into the dining and living areas, creating a comfortable space for everyday living and entertaining. Upstairs, the spacious primary suite features two walk-in closets and a private bath with a walk-in shower. Two additional bedrooms give you the flexibility for family, guests, or a home office. Enjoy Florida living from the covered back patio with no rear neighbors, offering additional privacy and plenty of space to relax or entertain. The home also features energy-efficient construction, smart-home technology, a built-in security system, an attached garage, and convenient in-unit laundry. Even better, the low HOA fee includes landscaping and lawn care, making this an ideal choice for buyers looking for a low-maintenance lifestyle. NO CDD fees! Conveniently located near US-27 and I-4, with easy access to Posner Park, ChampionsGate, shopping, dining, golf, and Central Florida's world-famous attractions. Walt Disney World is approximately 25 minutes away. Whether you're looking for a primary residence, Florida getaway, or investment property, this nearly new home offers an excellent combination of location, condition, privacy, and value. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,692
Sqft
0.04 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,231 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,231/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.4%
Days on market
1 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Ridgewood Lakes Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,285/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Ridgewood Lakes Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Ridgewood Lakes Village is a short-term-rental community. See the full guide →
Ridgewood Lakes Village — neighborhood snapshot
Population
3,034
Median age
53
Median income
$70,380
Median home value
$328,641
Avg household
3
Households w/ children
303
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1089 BLUE JAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1089 BLUE JAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Colleen's phone and CRM.
Straight answers
1089 BLUE JAY DRIVE FAQs
What would the monthly payment be for 1089 BLUE JAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,231/mo — principal and interest, the actual property-tax bill, the $99/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1089 BLUE JAY DRIVE?+
The association fee works out to $99 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1089 BLUE JAY DRIVE?+
The most recent tax bill on record (2025) was $3,922. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1089 BLUE JAY DRIVE be rented short-term?+
Yes — this home sits inside Ridgewood Lakes Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1089 BLUE JAY DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $259,990, this home is listed about 33% below the Davenport median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1089 BLUE JAY DRIVE?+
Horizons Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DAVENPORT 33837 market on paper
$259,990 is 20% below the DAVENPORT 33837 median of $324,995, and at $154/sqft it sits under the Davenport average of $195.
02Zoned for nightly rentals
Ridgewood Lakes Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Only 1 day on market in a Davenport market that averages 55 — if it fits, move quickly.
Listing courtesy of LPT REALTY, LLC · Anna Shi. MLS #O6430555.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Davenport homes, in your inbox
Like 1089 BLUE JAY DRIVE but not quite? A daily digest of every new listing in Davenport — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Colleen to ping you on any price or status change →