Colleen Brown
$300,0004 bd2 ba1,400 sqft$214 /sqft$2,405 /mo all-in ↓

1703 VICTORY PALM DRIVE, EDGEWATER, FL, 32132

Active3 days on marketListed Aug 6, 2026MLS #O6430424

Priced 6% below the EDGEWATER 32132 medianSingle Family ResidenceFLORIDA SHORES 01

About this home

1703 VICTORY PALM DRIVE

**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to 1703 Victory Palm Drive, Edgewater, FL 32132, a beautifully maintained 4-bedroom, 2-bathroom home thoughtfully designed for comfortable everyday living. One of the four bedrooms is perfectly suited as a private home office, offering the flexibility to accommodate remote work, hobbies, or a guest room. The open-concept layout creates a seamless connection between the living, dining, and kitchen areas, making it easy to entertain or enjoy quality time with family and friends. Large windows invite natural light throughout the home, creating a bright and welcoming atmosphere. The spacious primary suite provides a peaceful retreat with ample room to unwind, while the additional bedrooms offer versatility for a variety of lifestyle needs. With its functional floor plan and well-designed living spaces, this home blends comfort, convenience, and flexibility for today's homeowner. Step outside to an open patio overlooking a private backyard, providing the perfect setting for outdoor dining, relaxing, or weekend barbecues. The generous yard is open for personalization, giving you the opportunity to create your own garden, play area, or custom outdoor retreat. Situated in the growing community of Edgewater, this home offers a relaxed coastal lifestyle with convenient access to everyday essentials. Residents enjoy being close to local parks, scenic nature trails, the Indian River and nearby waterfront recreation, as well as shopping, dining, and excellent schools. With easy access to US-1 and I-95, commuting to nearby New Smyrna Beach, Daytona Beach, and other Central Florida destinations is simple, making this location an ideal balance of peaceful neighborhood living and modern convenience.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,400

Sqft

0.23 ac

Lot size

2

Garage

1987

Year built

One

Levels

$214

Per sqft

Garden & Trees/Woods view

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionOther
FoundationSlab
ViewGarden · Trees/Woods
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorGarden · Private Yard · Sidewalk

Community & fees

Taxes (2025)$4,156/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,405 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$346
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,405/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$346
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$288KedgeAI estimate $317,342 · range $304K$325K$338K

vs edgeAI estimate

−5.5%

$/sqft vs FLORIDA SHORES 01

$214 vs $202

Days on market

3 vs 51 typical

Where $214/sqft sits among the 42 homes for sale in FLORIDA SHORES 01

7
5
18
5 · this home
4
3
$154–173$173–193$193–212$212–232$232–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Florida Shores

Map of 1703 VICTORY PALM DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando66 min
Orlando Int’l Airport (MCO)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Edgewater. See the full Edgewater guide →

Florida Shores — neighborhood snapshot

Population

13,275

Median age

47

Median income

$58,578

Median home value

$253,859

Avg household

2

Households w/ children

1,359

For the school run

Volusia County School District

ElementaryEdgewater Public School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Edgewater market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$280K$307K

Edgewater median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

25 of 42

FLORIDA SHORES 01 have cut their price

Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the EDGEWATER 32132 median. See the full Edgewater market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $300,000 · 3 days on market since
1987Built · FLORIDA SHORES 01

Reality check

What actually sold near 1703 VICTORY PALM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2929 WOODLAND DRIVESold · Feb ’26

$299,000

2929 WOODLAND DRIVE · same community

3 bd · 2 ba · 1,414 sqft · $211/sqft · 27 DOM

2416 PINE TREE DRIVESold · Jan ’26

$278,000

2416 PINE TREE DRIVE · same community

3 bd · 2 ba · 1,379 sqft · $202/sqft · 81 DOM

2212 WOODLAND DRIVESold · Dec ’25

$140,000

2212 WOODLAND DRIVE · same community

3 bd · 2 ba · 1,430 sqft · $98/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1703 VICTORY PALM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1703 VICTORY PALM DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Colleen's phone and CRM.

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Goes straight to Colleen’s phone and CRM.

Straight answers

1703 VICTORY PALM DRIVE FAQs

What would the monthly payment be for 1703 VICTORY PALM DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,405/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1703 VICTORY PALM DRIVE?+

The most recent tax bill on record (2025) was $4,156. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Edgewater?+

At $300,000, this home is listed about 8% below the Edgewater median of $324,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1703 VICTORY PALM DRIVE?+

Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the EDGEWATER 32132 market on paper

$300,000 is 6% below the EDGEWATER 32132 median of $319,000, and at $214/sqft it sits under the Edgewater average of $228.

02Garden & Trees/Woods views

The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 3 days on market in a Edgewater market that averages 51 — if it fits, move quickly.

Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Thomas Nickley, Jr. MLS #O6430424.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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