10099 LONG BRANCH STREET, PORT CHARLOTTE, FL, 33981
Pending7 days on marketListed Aug 12, 2026MLS #D6148301
About this home
10099 LONG BRANCH STREET
STUNNING!!! Like Brand New!!! PRICED WELL BELOW comparables as this seller built PRIOR TO THE MASSIVE new construction PRICE INFLATION and now are in a position to sell this home at the appropriate value!!! TURNKEY!!! 3 bedroom/2 bathroom/3-CAR GARAGE!!! WESTERN POOL EXPOSURE!!! IMPACT GLASS PROTECTION!!! ZERO-CORNER sliding glass doors!!! Lanai electric ROLL DOWN hurricane screen!!! CUSTOM BUILT HOME with ALL THE OPTIONS and DETAILS!!! ***Be sure to check out the 3D walk-through tour by clicking on the 'Tour 1' button at the top left of this MLS listing*** DOCK and 10,000 LBS. LIFT!!! Dock is pre-plumbed for water and offers REMOTE CONTROL LIFT!!! HEATED pool!!! SALT WATER pool!!! COFFER CEILINGS!!! STAINLESS APPLIANCES!!! QUALITY BUILT by BENHAM CONTRACTING with ALL THE UPGRADES!!! THERE IS NO WORK TO DO HERE! Prewired and plumbed for your future OUTDOOR KITCHEN! EXQUISIT OUTDOOR LIVING SPACE! Tile flooring throughout! THIS HOME IS A MUST SEE! This home offers fantastic design details and has been PARTICULARLY MAINTAINED! The moment you enter, you will be severely impressed! This is one property where descriptions and photos don't tell the whole story. Make the call today to see this special property! As construction growth exploded in southwest Florida, new construction pricing WENT WAY TO HIGH, BUT, this home is priced to move BECAUSE THEY BUILT PRIOR TO the inflated construction pricing!!! It is impossible to duplicate this home with today's construction costs! So, make your private showing appointment today to see this HIGHLY IMPRESSIVE HOME! If you desire the Gulf of America to be your backyard, then this home is a must see! ***COMPARE, COMPARE, COMPARE*** 2022 CONSTRUCTION!!! FENCED BACK YARD! City water and sewer!!! FIBER INTERNET available!!! WESTERN POOL EXPOSURE with SALTWATER and POOL HEATER!!! IMPACT GLASS windows and doors and ROLL DOWN hurricane screen on lanai so NO installing shutters as the storm approaches!!! ZERO-CORNER SLIDING GLASS DOORS!!! INTERIOR electric DESCENDING/ASCENDING BLINDS on Living Room and Dining Room sliding glass doors for comfort and privacy!!! Energy efficient SPRAY FOAM INSULATION!!! CUSTOM BUILT POOL includes: paver decking, saltwater, heater!!! Rough-in for future outdoor kitchen!!! Paver driveway, sidewalk and walkway to side garage door!!! This home was also built with the ZIP System™ Roof Assembly from Advantec™ as FURTHER PROTECTION from any oncoming storm! This 2022 built home offers HIGH QUALITY CONSTRUCTION, HIGH QUALITY FEATURES and adheres to the STRICT BUILDING CODES, giving you peace-of-mind when the storms approach.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,712
Sqft
0.23 ac
Lot size
3
Garage
2022
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,005 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,005/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.1%
$/sqft vs PORT CHARLOTTE SEC 87
$292 vs $330
Days on market
7 vs 59 typical
Where $292/sqft sits among the 22 homes for sale in PORT CHARLOTTE SEC 87
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
19 of 22
PORT CHARLOTTE SEC 87 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1182% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10099 LONG BRANCH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$470,000
9978 AUDREY STREET · same community
3 bd · 2 ba · 1,663 sqft · $283/sqft · 394 DOM
Sold · Jul ’26$375,000
10071 SUNDAY DRIVE · same community
3 bd · 2 ba · 1,622 sqft · $231/sqft · 333 DOM
Sold · Apr ’26$400,000
14150 MAYSVILLE CIRCLE · same community
3 bd · 2 ba · 1,564 sqft · $256/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10099 LONG BRANCH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10099 LONG BRANCH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Colleen's phone and CRM.
Straight answers
10099 LONG BRANCH STREET FAQs
What would the monthly payment be for 10099 LONG BRANCH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,005/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10099 LONG BRANCH STREET?+
The most recent tax bill on record (2025) was $8,170. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10099 LONG BRANCH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $499,900, this home is listed about 52% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10099 LONG BRANCH STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,900 runs 1182% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a Port Charlotte market that averages 59 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Mark Hamsher. MLS #D6148301.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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