Homes for sale in
San Mateo, Florida
Small-town St. Johns River living, priced for real budgets
3
Homes for sale
$204,000
Median list price
$187
Avg price / sqft
32
Median days on market
San Mateo sits in the quiet river country of Putnam County, where life runs at the pace of the St. Johns and neighbors still wave from the porch. This is rural North Florida in the best sense: room to breathe, easy access to the water, and none of the density that defines the coastal metros an hour away. It's the kind of place people choose when they want land, a slower rhythm, and a mortgage that doesn't dominate every conversation.
The for-sale market here is genuinely small — just three active listings right now — with a median list price of $204,000 and a range that runs from $199,900 up to $499,000. Most of what trades is affordable, and you can browse by price to see where entry points land, or focus on the single-family homes if a manufactured home isn't your fit. With homes moving in about 32 days, inventory is thin but not frozen — the right listing goes reasonably quick.
San Mateo is in Putnam County, Florida.
Within a 30-minute drive
Quick facts
$199,900 – $499K price range
1,248 sqft median home
$2,000/mo median rent
Balanced right now
Fresh on the market
Newest homes in San Mateo
View all 3 homes →
$499,000
141 WOODS ROAD, SAN MATEO
4 bd · 3 ba · 2,356 sqft
$210,000
131 DUNN AVENUE, SAN MATEO
3 bd · 2 ba · 1,516 sqft
$204,000$205,000
113 BROWNS ROAD, SAN MATEO
2 bd · 1 ba · 1,078 sqft
3 of 3 active listings shown
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Property features
The numbers that matter
The San Mateo market
Balanced
6.0 months of inventory
Supply and demand are roughly even — negotiation cuts both ways.
4
Sold, last 12 months
$277,500
Median sold price
99%
Sale-to-list ratio
What sellers actually get vs asking
52 days
Median time to sell
San Mateo vs Putnam County
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▲ 110.0% yr/yr
Homes on the market
▲ 150.0% yr/yr
Homes sold per month
Live Stellar MLS data — listings and closed sales in San Mateo, FL. Rolling medians smooth single-month swings in thin markets.
Beyond the listings
Living in San Mateo
Affordable entry points
With a median list price of $204,000 and listings starting near $199,900, San Mateo is one of Putnam County's more attainable spots to own.
River-country lifestyle
Set in rural Putnam County near the St. Johns River, it trades density for space and a genuinely slower pace.
Manufactured and site-built mix
The current inventory leans toward manufactured homes with the occasional single-family residence, giving budget-minded buyers real options.
A waterfront option on the market
One of the three active listings is a waterfront property — a rarity worth acting on when it appears.
Low property taxes
The median annual property tax runs about $1,671, keeping ongoing carrying costs modest.
What it really costs
Owning here
Owning the median San Mateo home
≈ $1,424/mo
$204,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
0%
In a FEMA flood zone
Most homes here sit outside high-risk zones
$2,000/mo
Median rent
1 homes for rent right now
Straight answers
San Mateo real estate FAQs
Is San Mateo, FL a good place to live?+
If you want rural, low-key living with land and water nearby, San Mateo delivers — it's a small St. Johns River community in Putnam County built for space rather than nightlife. It suits buyers who prioritize affordability and quiet over walkable amenities and a big commercial core.
Is San Mateo expensive?+
No — it's one of the more affordable markets in the region, with a median list price of $204,000 and active listings starting at $199,900. The average price per square foot sits around $187, and the median annual property tax is only about $1,671.
What do homes cost in San Mateo?+
Current active listings range from $199,900 to $499,000, with a median of $204,000 and a median home size around 1,248 square feet. You can browse by price to see where the entry-level options sit.
How is the San Mateo housing market right now?+
It's a small, tight market — just three active listings, so inventory is limited but homes are still moving in roughly 32 days. Because supply is thin, it's worth watching for anything just reduced and being ready to act when the right property lists.
What about HOA fees and rentals in San Mateo?+
HOA fees aren't a factor in most of what's available here, which keeps monthly costs simple, and the median property tax is about $1,671 per year. If you're weighing renting versus buying, the median rent runs around $2,000 per month.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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